When it comes to purchasing a car,
You're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

A Little Knowledge Can Make A Big Difference.

Financing
Factors

Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

    Your Credit
    Score

    Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

    Factors Effecting Your Credit Score

    Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.


    To learn your credit score you can contact the three main credit reporting agencies:

    Experian Logo

    Experian:

    www.experian.com
    (888) 397-3742

    Equifax Logo

    Equifax:

    www.equifax.com
    (800) 685-1111

    TransUnion Logo

    TransUnion:

    www.transunion.com
    (800) 916-8800

    You Make The Choice. We Make It Easy.

    Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

    It's easy. It's quick. It's safe. Get started today.

    Audi Finance FAQs

    Find answers to common Audi financing and leasing questions at Audi Melbourne, including online financing, credit considerations, payments, trade-ins, Audi programs, and protection options for Space Coast shoppers.

    Can I apply for Audi financing online before visiting Audi Melbourne?+
    Yes. You can begin the financing process before visiting through Audi Melbourne's online finance application. You can also use the dealership's online finance tools to estimate payments while you compare your options.
    Can I apply for Audi financing with limited or newer credit history?+
    Yes. You can apply even if your credit history is limited or relatively new. Audi Melbourne says its Finance Center works with customers with a range of credit histories, including those with little or no established credit. Approval, APR, down payment requirements, and other terms depend on your individual application.
    What affects my Audi monthly payment and financing rate?+
    Several factors can affect both. Audi Melbourne identifies the vehicle and its final cost, credit history, income, employment, and down payment as financing considerations. Your amount financed, APR, and term also affect the estimated monthly payment. Use Audi Melbourne's finance and payment tools to compare payment scenarios before applying.
    Should I lease or finance my next Audi?+
    It depends on how you plan to use and keep your Audi. Financing moves you toward ownership and does not carry lease mileage limits, while leasing uses a defined term and mileage allowance and can make it easier to move into a newer Audi more frequently. Audi Melbourne's lease information can help you compare the two approaches. If you currently have an Audi lease, Audi Melbourne's lease-return information can also help you review your options as the end of the term approaches.
    Can I trade in my current vehicle and use its value toward my Audi purchase or lease?+
    Yes. Audi Melbourne offers an online KBB trade-in value tool so you can start evaluating your current vehicle before visiting. The dealership can confirm the vehicle's final value after review and explain how that value can be applied to the Audi purchase or lease you are considering.
    Are there Audi programs for first-time buyers or recent college graduates?+
    Yes. Audi offers a College Graduate Program with leasing and financing options for qualifying applicants, as well as a First-time Buyer Program for qualifying customers who have never had automotive credit. The current First-time Buyer Program is a leasing program. Eligibility, credit approval, and other requirements apply, so Audi Melbourne can confirm the current program terms for your situation.
    What should I bring when I'm ready to finalize Audi financing?+
    Audi recommends bringing your Social Security number or Individual Taxpayer Identification Number, a valid driver's license or other identification, current proof of income and residence, contact and employment information, and your monthly housing payment amount. If you have a trade, bring its year, make, and model information as well. You can start with Audi Melbourne's online finance application before your visit.
    What protection and maintenance coverage can I consider when I finance or lease at Audi Melbourne?+
    Audi Melbourne offers Audi Pure Protection products for optional vehicle coverage. Audi's maintenance coverage also varies by model year: Audi Signature Care is included on eligible model year 2026 and newer vehicles for 3 years or 30,000 miles, while Audi Care remains available for eligible model year 2025 and older vehicles. Eligible Audi Care plans purchased with a qualifying sale or lease may be included in the vehicle payment, subject to eligibility.